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With money tight, top philanthropists insist on more bang for the buck. Meet the 25 most effective givers. The KIPP Foundation is an Atlantic grantee. By Suzanne McGee. THE NAME OF THE GAME IN PHILANTHROPY this year is to make your dollars go far --…

by Emily BrandonThe typical American retires at age 63. Those fortunate few who have traditional pensions, retiree health insurance, and a fully loaded 401(k) will probably be fine. But if you haven't saved enough to fund 30 years of retirement--and most baby boomers aren't even…

Original Source By MILT FREUDENHEIM Cutting health costs by paying doctors more? That is the premise of experiments under way by federal and state government agencies and many insurers around the country. The idea is that by paying family physicians, internists and pediatricians to devote…